Senator Schumer comes from the middle class and works for the middle class. That is why he is a leader in protecting consumers from big business and special interests over the course of his career in Congress. Senator Schumer has led the charge against predatory lending, passing into law the “Schumer Box” for greater disclosure on credit card statements, and continues to fight unfair mortgage practices with the Borrowers Protection Act and credit card lending practices with the Credit Card Bill of Rights. He has fought against ATM fees imposed by banks, and helped curtail abusive practices by retailers that offer gift cards. Senator Schumer has also been a leader in protecting families from unsafe consumer products, pushing for the passage of a law to transform the federal agency responsible for consumer protection and place more stringent rules on harmful toxins in toys. Currently, Senator Schumer is fighting for the passage of his bill to ban the use of harmful chemical bisphenol-A (BPA) in children’s products.