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{"BD689655-5056-A066-60A3-B50ADE51BE15":{"TotalRows":1,"uid":"BD689655-5056-A066-60A3-B50ADE51BE15","title":"Sen. Schumer Urges Administration to Halt NFIP 'Reform'","summary":"Long Beach, NY","eventType":"chuck-around-ny","eventTypeLabel":"Chuck Around NY","date":"April 1, 2019","url":"about/chuck-around-new-york/sen-schumer-urges-administration-to-halt-nfip-reform","city":"Long Beach","county":"Nassau","lat":40.5914114,"lng":-73.67525790000002,"description":"On April 1, 2019, U.S. Senate Minority Leader Charles E. Schumer stood at a Long Island home, and with homeowners, and opened the federal floodgates by revealing that a little-discussed plan to dramatically ‘reform’ the National Flood Insurance Program (NFIP) is quietly being pitched by those in FEMA’s federal office building and that it could outright soak Long Islanders with increased premiums and lower property values. Schumer explained how he wants the plan, being called ‘Risk Rating 2.0,’ halted immediately until key questions by Congress are answered.\r\n“I have long been pushing for the NFIP to be improved, but we cannot try to prop up the program on the backs of Long Islanders, who, under this plan, would likely become the bullseye of back-breaking costs,” Schumer added.\r\nSchumer has long fought to protect NFIP policyholders throughout New York. In 2015, Schumer even urged FEMA to scrap the decades-old Write-Your-Own (WYO) insurance model from the NFIP and move forward to overhaul the process entirely so that flood insurance policyholders in New York and across the country benefited from consistent coverage and providers that were not incentivized to fight their claims. The WYO model has been in place since 1983 and allows participating insurance companies to write and service policies in their own names. While the WYOs are subject to NFIP’s rules and regulations, Schumer explained that often times the companies are servicing flood insurance claims with the same profit-driven mentality as they would have for their other lines of business, and as a result unfairly reducing payments to homeowners. \r\n"}}

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