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Federal Funds Will Help City of Fulton Community Development Agency Provide Financial Counseling Services to New Homebuyers, Homeowners, Renters

U.S. Senators Charles E. Schumer and Kirsten Gillibrand today announced that the U.S. Department of Housing and Urban Development (HUD) will provide $10,533 in federal funding to the City of Fulton Community Development Agency, located in Oswego County. This money will be provided through HUD’s Housing Counseling Program to help this organization improve financial literacy, expand homeownership opportunities, improve access to affordable housing, and preserve homeownership for residents.

“This federal funding will help the City of Fulton in Oswego County provide residents with the resources they need to find affordable housing as well as enhance counseling services for new homeowners or renters,” said Senator Schumer. “Counseling programs have been proven to stem the tide of foreclosures, and this will be a sound investment in providing our community members with the tools and skills necessary to find safe places to live and do so with confidence in their financial literacy.”

“Organizations like the City of Fulton Community Development Agency provide invaluable services like counseling, financial guidance and help finding affordable and permanent housing,” said Senator Gillibrand. “I will continue to push for investments in programs like this one that help ensure families in Oswego County have access to a safe, affordable place to live.”

The City of Fulton Community Development Agency seeks to improve the quality of life for low- and moderate-income residents via neighborhood improvements, affordable homeownership, and the retention and creation of jobs through low-interest economic development loans that encourage business expansions. This agency provides economic development loans, small business technical assistance, rental assistance, housing rehabilitation, affordable housing and homeownership opportunities, and infrastructure improvements.

HUD’s Housing Counseling Program grants support a variety of housing counseling services to homebuyers, homeowners, low- to moderate-income renters, and the homeless. Counselors provide guidance and information to help individuals and families improve their housing conditions and be responsible tenants and homeowners. Counseling services include guidance for homeowners to prevent or resolve mortgage delinquency, default, and foreclosure.